294
THE
DECLINE OF THE SHOEN SYSTEM
In the Zen temples were men skilled in conducting both the shoen's
and the temple's financial affairs.
63
In addition to managing the tem-
ple's finances, they built up personal fortunes and often lent money to
nobility and became ukeoi daikan on shoen held by the nobles. On the
back of stationery used to record daily financial entries, a courtier
named Madenokoji Tokiyoki, who became inner minister (naidaijin) in
1145,
recorded loans made by a Zen monk, Genyu. According to this
record, the monthly interest on the loans was as high as 8 percent.
64
These financially inclined monks contracted the amount of
nengu
to
be collected and, when appointed as ukeoi daikan, decided when it was
to be delivered to the shoen proprietor. They customarily took 20
percent of the contracted nengu as their own profit. After the contract
was drawn up, the daikan went to the shoen and negotiated with the
shugo and kokujin to collect the nengu which was then sold to local
merchants for cash and the shoen proprietor was paid his share.
65
When using this method of tax collection, the shoen proprietor de-
pended completely on the daikan's services for the collection of the
nengu and the receipt of his share in cash. His share depended primar-
ily on whether the daikan honored the contract and his effectiveness at
collecting the nengu. If the contract was broken, the proprietor's only
recourse was to replace the daikan or, abandoning the ukeoi method, to
manage the shoen directly. The latter option, however, differed little
from the ukeoi daikan method, as the
shoen
proprietor still had to send
an individual to negotiate with the shugo or kokujin.
As the shoen proprietors lost power and nengu receipts began to fall,
both the nobility and the religious establishments turned to money-
lenders. Typically this meant that the proprietor mortgaged the shoen,
using the following year's nengu as collateral. Because the shugo's and
the kokujin's intrusion into the shoen was not yet complete, both the
proprietor and the moneylender expected to be able to collect the
nengu. Even so, the moneylender did not wait passively, hoping that
the shoen proprietor would collect the nengu and pay back the debt he
owed to the moneylender. In cases in which payment was not forth-
coming, the moneylenders themselves did their best to the collect the
nengu from the mortgaged shoen. In one case, an influential Kyoto
shrine, Kamo, had a long-standing financial relationship with a money-
63 Ibid., pp. 47-60.
64 Nitta Hideharu, "Muromachi jidai no kuge-ryo ni okeru daikan ukeoi ni kansuru ichi
kosatsu," in Hogetsu Keigo sensei kanreki kinenkai, ed., Nikon shakai keizaishi kenkyu,
medieval vol. (Tokyo: Yoshikawa kobunkan, 1967).
65 The proprietors typically lived in Kyoto ; thus, this
ukeoi
was often known as kyosai, meaning
to be paid at the capital, or Kyoto.
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