432 • WELFARE
includes health, post-secondary education, social assistance, social
services, early childhood development, and other areas.
The system is now all embracing and includes the Canada Child
Tax Benefit, the National Child Benefit, foster home payments, child
welfare payments, Goods and Services Tax Rebates, insurance settle-
ments, compensation for HIV victims, hepatitis C victims, Japanese
Canadians, and former members of the Merchant Navy serving in
World War II. The Canada Health Act (1984) effectively ended the
process by which physicians could opt out of Medicare in order to
charge higher fees. A system of student loans continues in place for
persons undertaking post-secondary education or training. An impor-
tant result of state-supported assistance for universities and colleges
in Canada is that there are very few private educational institutions,
and costs of university education are far lower than in the United
States. Moreover, the assumption exists that Canada has a financial
obligation to assist institutions of higher learning and to aid students
to achieve their goals in such.
For many years, the Family Allowance was the pillar of the Cana-
dian welfare state. It consisted of a monthly payment to the mother
for each child, and it encouraged large families. This ended essen-
tially when the Family Allowance became a taxable benefit and was
replaced by the Canada Child Tax Benefit.
There was a general battering of welfare institutions in the 1980s
and 1990s, when deficit-obsessed governments reduced the amount
of social assistance. When the Liberals under Minister of Finance
Paul Martin reduced the transfers to the provinces, these welfare
cuts, too, were passed on to the municipalities and institutions and
bodies carrying out welfare in the communities and in the streets.
Much of this was driven by a neo-conservative agenda, and that of
the Mike Harris government in Ontario is a notorious case in point.
Even the decentralization of drinking water testing had tragic results:
deaths in Walkerton, Ontario.
All in all, Canada has developed a strong network by which Ca-
nadians and their governments have met, or attempted to meet, the
needs of those confronting poverty, illness, unemployment, disabil-
ity, and old age. The programs include social security, unemploy-
ment insurance, employment training, child care, housing, care for
the aged and infirm, and municipal relief. That being said, the annual
10_506_Gough.indb 43210_506_Gough.indb 432 9/28/10 5:37 AM9/28/10 5:37 AM