138. Amount of a mortgage payment:
The monthly mortgage payment required to pay off
(or amortize) a loan is given by the formula shown,
M
Aa
r
12
ba1
r
12
b
n
a1
r
12
b
n
1
where M is the monthly payment, A is the original
amount of the loan, r is the annual interest rate, and
n is the term of the loan in months. Find the
monthly payment (to the nearest cent) required to
purchase a $198,000 home, if the interest rate is
6.5% and the home is financed over 30 yr.
34 CHAPTER R A Review of Basic Concepts and Skills R-34
APPLICATIONS
139. Attraction between particles: In electrical theory,
the force of attraction between two particles P and
Q with opposite charges is modeled by ,
where d is the distance between them and k is a
constant that depends on certain conditions. This is
known as Coulomb’s law. Rewrite the formula
using a negative exponent.
140. Intensity of light: The intensity of illumination
from a light source depends on the distance from
the source according to , where I is the
intensity measured in footcandles, d is the distance
from the source in feet, and k is a constant that
depends on the conditions. Rewrite the formula
using a negative exponent.
141. Rewriting an expression: In advanced
mathematics, negative exponents are widely used
because they are easier to work with than rational
expressions. Rewrite the expression
using negative exponents.
142. Swimming pool hours: A swimming pool opens at
8
A.M. and closes at 6 P.M. In summertime, the
5
x
3
3
x
2
2
x
1
4
I
k
d
2
F
kPQ
d
2
number of people in the pool at any time can be
approximated by the formula ,
where S is the number of swimmers and t is the
number of hours the pool has been open (8
A.M.:
9
A.M.: 10 A.M.: etc.).
a. How many swimmers are in the pool at 6
P.M.?
Why?
b. Between what times would you expect the largest
number of swimmers?
c. Approximately how many swimmers are in the
pool at 3
P.M.?
d. Create a table of values for
and check your answer to part b.
143. Maximizing revenue: A sporting goods store finds
that if they price their video games at $20, they
make 200 sales per day. For each decrease of $1,
20 additional video games are sold. This means the
store’s revenue can be modeled by the formula
where x is the number
of $1 decreases. Multiply out the binomials and use
a table of values to determine what price will give
the most revenue.
144. Maximizing revenue: Due to past experience, a
jeweler knows that if they price jade rings at $60,
they will sell 120 each day. For each decrease of
$2, five additional sales will be made. This means
the jeweler’s revenue can be modeled by the
formula where x is the
number of $2 decreases. Multiply out the
binomials and use a table of values to determine
what price will give the most revenue.
R 160 2x21120 5x2,
R 120 1x21200 20x2,
4, . . .t 1, 2, 3,
t 2,t 1,t 0,
S1t2t
2
10t
EXTENDING THE CONCEPT
145. If
what is the
value of k?
12x
2
4x k2x
2
3x 2,
13x
2
kx 12 1kx
2
5x 72
146. If then the expression
is equal to what number?
4x
2
1
4x
2
a2x
1
2x
b
2
5,
College Algebra—
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