Сарнаков И.В. Потребительское кредитование в России

Подождите немного. Документ загружается.



, 

 1,5  30 .  ,    

     ,    

 <1>.

--------------------------------

<1> . . . . 75.

1860-   

, 

: 

 37  49 . 

 27 .

      

 25  1883 .  <1>,

      "

   "   " 

".

--------------------------------

<1> . . 3. ., 1883. .

3. N 1336.

,

       

 18  1882 . "

   ",     

,  3  1885 . 



.

 90-  XIX .      

 .       

. 1  1895 . 

      II   

 <1>, 

.

--------------------------------

<1> . . 3. ., 1895. .

15. N 11756.

       

   " ", 

       

  .   

      . ,  

 ( 12 )  ( 5 ).

        

    .  

.

,

 :     , 

  ,     ,

 ,  ,  ,  ,

, .

    

. 

      1 .,  - 50 .

 80 .  6 .

          3

 <1>.       

.       

 ",      

 1895 .

--------------------------------

<1> .  19 .

., 1988. . 97.

     

,  .

      , 

, . 

, 

.

     

      

     ,   

  , ,  

) .

 ,   ,     

     1895 .   

     "

", .

   XX .    

, , 

 7  1904 .  <1>.

         -

  ,   

    

.

--------------------------------

<1> . . 3. ., 1907. .

24. N 24737.

       (), 

     ,   

. 

 10 . 

,  100 . 

 : PRESSI ( HERSON )

7 - 8  5 - 6 . .  4 . . 

 <1>.    ,   

   ,       

.

--------------------------------

<1>  .     , 

XIX . - 1908 . ., 1987. . 240 - 243.

 ,    

     

 ,     : 

, . 

 

    .  

       , 

       

.



    XVIII .  1917 . ,    

:

1)  1733  1861  -   

;

2)  1861  1917  - 

 ,       

 ;    

; .

      

,  1917  70 

 ,    

 ,     

.

III  (1917 - 1991 .).     

  ,    

.   1918 .    

, . 

   .   1919 .  

.  13

. .,  94% .

      

<1>.   1917 .  ,   

. . 10  1918 . 

 ,  

      . 

 () 

 1918 .

--------------------------------

<1> ,  80- -  90-

 . XX .       

,      .     



1992 .  "".

   ,  

, 

1918 . : 

 <1>.

--------------------------------

<1> ., . . . 53.

, ,

 20-

.  , .      

    . "  

  ,     , 

 , -  . , -    

 ...     

" <1>.

--------------------------------

<1> . . . 34. . 307.

    

   ,     

. 

       .  

        

, , , 

, 

    .      



 ,        . 

,       

  ,    

 <1>.

--------------------------------

<1> . . . . 5.

         

. 

. , "... 

. 

 , , ,  ,   

, 

, . 

       

 .      

       

,        

...   

 : PRESSI ( HERSON )

, .

  ,       

 (  ),  

   ,  

" <1>.

--------------------------------

<1> . . . . 11 - 12.

  ,       

. , , 

 . , -   ,  

   ,      

 <1>. , , ,



     .  , 

, , 

.

--------------------------------

<1> . . 53.

       

,     

.

,      ,  

   ,   

      (

), .

         



.

       

     (1921 - 1925 .).

     

,

 <1>.

--------------------------------

<1>  .,  .,  . 

 () / . .

. . ., 2003. . 53.

 XX  ) (1921 .)    

 (), 

     , 

,     (, , ,   .)

    ,  

    

 <1>.

--------------------------------

<1>      ,   

. .: , 1983. . 2. . 319 - 418.

       

. 

    ,   

.



       

. ,  1921 , 

,  () 

,          

.  1921 . 

     . 

  ,     ,

   1923 .   1923 .,   

 <1>.

--------------------------------

<1>  .   . .-., 1928. . 264 -

265.

     

 1922 .,  1  1924 . 

 10

 1923 .      

 , , ,   ,

,  <1>.

--------------------------------

<1> . 1923. N 75. . 770.

    ,    

     

,    () <1>,  

: .

--------------------------------

<1> ,  1  1923 . 

 1777389 ., 

 1924 .  2400849 .,  35,2%.

      

    ,  

. 

    ( -  ).  

   ,    



.        50% .

      

,      .

 : PRESSI ( HERSON )

         

.

     .  

       

, 

    .   

          

   .  

      ,  

  .   

      .    

,  -  <1>.

--------------------------------

<1> . . . . 14 - 15.

 1923 .  300 . 

 15 . , . 50  . 

1924 .  59  ( 3 - 6 )  8

.  <1>.

--------------------------------

<1>  1923 -  1924 . ., 1924. . 51 - 52.

, 

.

. 

       ,

      , 

 ,  .   

 ,        

.   

, 

     .  



  .     

 <1>.

--------------------------------

<1> . . . . 9 - 10.

 6  1923

. <1>       .   



  ,        

   1924 .      

    

.  1925 . 

      

 (), 

17  1925 . <2>.

--------------------------------

<1> . 1923. N 81. . 786.

<2> . 1925. . II. N 6 - 9.

     ()  

     (.   

).       

,  , . , ,

 ,       

, . 

.

,  1922 . ( -

 1922 .) <1>,  <2>,

     ,   

   .     :

         

         

  (. 218  1922 .);      ,

      , 

   ,  

    ,  ,

 (. 219).

--------------------------------

<1> .: : 

 1  1950 .     

 / . ., 1950.

<2>  .   

      /  .

. . ., 1910.

 1922 .      

 )      ,  

 (. 213).

   

   ,   

 .  

  11  1922 . <1>    

    

      

    ).  1922 .   

 ,   1923 . - .  1  1926 .

 26 ,     

. 

.

        1924 .:

 - 30%;  - 36%;  - 21%;  - 5%;

 - 5%;  - 3% <2>.

--------------------------------

<1> . 1922. N 64. . 829.

 : PRESSI ( HERSON )

<2>  .      //

. 1972. N 7. . 61.

   1922 .     

  -   .   

        

, .

    1920- .   , 

, 

. , ,  1922 - 1924 .

     ,  

       . , 



    1922 .   1925 .   70% <1>.

      

.

,     1924 .   1927 .    

       12 

<2>.

--------------------------------

<1> . ., 1929. . 1. . 28.

<2> . . 91.

      

      

 ,    -   

.

      

     1930 - 1931 . <1>. 

     ,   

   "    

    ,  

,      

" <2>. 

   ,    

   ,  

 ,     .

     

    ,  ,  

        .

  (  )   

,  , 

      .  

       

 (1960 - 1964 .).

--------------------------------

<1>  30  1930 . "

" // . 1930. N 8. . 98;  14 

1931 . "" // . 1931. N

4. . 52;     20  1931 . "  

, 

" // . 1931. N 18. . 166.

<2>     

    /  . .   .

. ., 1962. . 316 (. 11 "

" - . ); . :  . -

:   / . . . . ,

1955. . 9 - 13;  .    .

, 1958. . 35 - 39;  .   

 / . . . . ., 1964. . 9 - 12.

 ,  1930- .    

.    ,  

  ,       

 .        

30%  6 . 

   0,5%,       - 1% 

.  <1>.

--------------------------------

<1> . . . . 18.

.

 14  1935 .  N 761 <1>

       

     .   1936 .   

    ,  

.

--------------------------------

<1> . 1935. N 18. . 248.

       

      

. 

    .    

   . ,  

, , ., -  7 , , , ,

 -  85 .

           

      .   

      

, , 

   . ,   ,  1940 .



 35 . . <1>,  1941 . 

      

      .  1945 . 

, 

 : PRESSI ( HERSON )